See if you qualify in minutes and get a fast, fair offer — no hidden fees, no pressure.

Get My Free Estimate

Instant Policy Check

Rapid Payout Process

Most Life Insurance Types Eligible

Shifting financial Health

Rising medical costs, debt management, or long-term care may require extra funds.

Premium Affordability

Policy payments can become harder to manage with age and reduced income.

Policy no longer needed

Dependents are financially independent or coverage needs have changed.

Growing retirement needs

Extra cash can support underestimated retirement expenses or unexpected costs.

Submit Your Details

Fill out a short 1 minute questionnaire so we can see if you’re eligible and provide you an initial estimate of what your policy could be worth.

Receive Your Estimate

A team member will give you a free, no-obligation cash estimate for your policy. If you decide to sell, we’ll guide you step-by-step to secure your cash offer.

Get Funded

Once you accept an offer, we’ll handle all the paperwork so you can receive your lump-sum payment quickly and securely.

I was a bit skeptical at first, but Peggy was awesome — honest, upfront, and walked me through the whole process. I ended up getting $38,000, and it was smooth from start to finish. A real breath of fresh air compared to others I talked to.

Tom

$250k Term Policy

Your company was fantastic — you made it so easy. Kim handled everything perfectly, got the paperwork done, and within two days I had my money. It was such a good experience.

Leslie R

$150k Universal Life Policy

I appreciate all the help you gave us because we never could’ve afforded the wonderful woman who came to help us these last 8 months. We never could’ve afforded her care. Thank you soooo much for everything!

Patricia R

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Retain More Money

Stop Paying Premiums

Unlock Hidden Value

Get Cash Fast

Retain More Money

Stop Paying Premiums

Unlock Hidden Value

Get Cash Fast

$100B in life insurance*

policies are lapsed by individuals over age 65 every year. This translates to over $22 billion annually that’s left on the table.

Claim Your Estimate

Did you know?

90% of seniors

who let a policy lapse would have considered selling if they had known life settlements were an option.

5x average payout

exceeding a policy cash surrender value, translating into over $638M or more in policyholders’ pockets.

98% of Universal Life

Insurance policies never pay a death benefit.

Turn Your Life

Insurance Into Cash